I'm phony paper passing...

WARNING: Slightly offensive material ahead. Handle it.
DISCLAIMER: I mention ethnic background/race to illustrate a point. Again. Handle it.

Me (everyone's token Jewish friend): So on top of everything else, I forgot to transfer funds from my Florida account to my Colorado account and, like, four items bounced. Never did that before.

Elaine (token WASPy friend): You're kidding.

Me: No. So now I'm one of those people.

Steve (token black friend): What do you mean, 'those people'?

Barb (token gay): I've never bounced a check in my life.

Me: Those people who bounce checks.

Steve: Yeah, but like who?

Barb: *heavy sigh*

Me: People. Who. Bounce. Checks.

Steve: I got that, but who are those people that bounce checks?

Me: I don't know, Steve. People who bounce checks. That's all I meant.

Steve: Okay. For a minute, I thought you meant black people.

Me: Come on, don't be ridiculous.

*awkward pause*

Me: Black people don't have checking accounts.