Teach a Man to Fish...

My cousins are involved with a group that provides microloans to people in developing countries. This help is needed due to banks charging a ridiculous 300% interest on loans. Bill Gates and Bill Clinton, among other world leaders, are big fans of microloans as a way for the world to fight poverty.

For example, a lady in Uganda needed a $400 loan to buy a fridge and grinding machine so she could open up a little peanut butter stand. She got the loan through a generous man in San Francisco and it allowed her family to get out of the dangerous rock grinding business. There are many more heartfelt stories about people pulling themselves out of poverty with a little help from us.

The money isn't given away, the lender pays you back, usually within a year. So far they've helped hundreds of people and have had a 100% repayment rate. You can email your borrower and they keep you updated on their "business".